No matter what, car insurance is compulsory and you legally have to be covered. The government cracked down on uninsured drivers with the introduction of Continuous Insurance Enforcement (CIE) which states that every car, whether on or off the road, has to be covered. The only exception is if the car is declared off the road with a Statutory Off-Road Notification (SORN).
As you probably expect, Allstate offers discounts that are considered fairly standard: good student, safe driver, multi-policy, and multi-vehicle. Allstate also offers discounts when you set up an automatic withdrawal to pay your premiums, as well as savings for paying your policy in full. There are also a number of discounts for the type of vehicle you own, from a new car to an economy car to a farm vehicle.
Endsleigh Insurance Services Limited (Company no: 856706), Endsleigh Insurances (Brokers) Limited (Company no: 1379864) and Woodstock Insurance Brokers Limited (Company no: 04288957) are all authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register. All are registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.
The Rogue is another great pick for teens seeking a safe but eye-catching SUV. The model features head curtain airbags for all three rows of seats, front seat-mounted torso airbags, a rollover sensor and electronic stability control. If your teen is planning on driving long distances to activities or to college in a few years, the "Zero Gravity" front seats are designed to improve blood flow and minimize fatigue during long drives.
Recently, Honda Civic designers have focused on safety, adding a reverse camera to all vehicles. In addition, the Civic features electronic stability control, anti-lock brakes, daytime running lights, side airbags, front and rear head curtain airbags and front seat-mounted torso airbags. Winning top marks in all IIHS safety categories since 2006, the latest models incorporate hands-free Bluetooth phone connection and digital dashboard control, which is sure to appeal to teens seeking a modern feel. Only hybrid versions have front crash prevention.
The first time you get caught driving without valid insurance in Texas, you will probably get off pretty lightly, at least compared with other states. That is, of course, if you consider the following getting off lightly. First-time offenders will, by law, be cited and fined between $175 and $350. Additionally, a surcharge of $250 will be added to your annual driver’s license fee for each of the next three years. Added up, getting caught driving without insurance in Texas the first time will end up costing you between $925 and $1100.